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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,817 | $126,661+88.5% | $113,397+110.6% | $138,895+71.9% |
| Participation rate | 77.8% | 79.4%-1.7pp | 76.5%+1.3pp | 79.9%-2.1pp |
| Annual return | 11.72% | 25.05%-13.3pp | 23.20%-11.5pp | 145.39%-133.7pp |
| Employer contribution / active EE | $2,299 | $3,456-33.5% | $2,977-22.8% | $4,194-45.2% |
| Participant deferral / active EE | $8,675 | $5,693+52.4% | $5,076+70.9% | $6,396+35.6% |
| Admin fee / account holder | $26,388 | $14,549+81.4% | $11,957+120.7% | $12,562+110.1% |