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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,593 | $112,121+41.4% | $95,960+65.3% | $158,966-0.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 13.01% | 171.16%-158.2pp | 91.63%-78.6pp | 302.95%-289.9pp |
| Employer contribution / active EE | $4,226 | $3,199+32.1% | $2,541+66.3% | $4,762-11.3% |
| Participant deferral / active EE | $10,958 | $4,784+129.0% | $4,167+163.0% | $5,983+83.1% |
| Admin fee / account holder | $6,213 | $10,135-38.7% | $6,797-8.6% | $11,250-44.8% |