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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,238 | $117,829+78.4% | $102,423+105.3% | $145,877+44.1% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 10.69% | 31.83%-21.1pp | 29.42%-18.7pp | 551.28%-540.6pp |
| Employer contribution / active EE | $2,437 | $3,615-32.6% | $3,023-19.4% | $4,663-47.7% |
| Participant deferral / active EE | $9,682 | $5,732+68.9% | $5,054+91.6% | $6,691+44.7% |
| Admin fee / account holder | $13,298 | $13,335-0.3% | $9,455+40.6% | $13,402-0.8% |