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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,218 | $56,063+82.3% | $76,051+34.4% | $80,911+26.3% |
| Participation rate | 65.0% | 62.0%+3.0pp | 69.1%-4.1pp | 67.6%-2.6pp |
| Annual return | 10.26% | 20.54%-10.3pp | 360.42%-350.2pp | 35.63%-25.4pp |
| Employer contribution / active EE | $2,260 | $1,874+20.6% | $2,690-16.0% | $2,756-18.0% |
| Participant deferral / active EE | $6,095 | $3,052+99.7% | $4,257+43.2% | $4,297+41.8% |
| Admin fee / account holder | $6,103 | $5,240+16.5% | $6,416-4.9% | $6,935-12.0% |