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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,194 | $51,202+80.1% | $70,548+30.7% | $75,181+22.6% |
| Participation rate | 68.4% | 61.0%+7.5pp | 68.3%+0.1pp | 67.2%+1.2pp |
| Annual return | 15.07% | 30.05%-15.0pp | 32.78%-17.7pp | 160.69%-145.6pp |
| Employer contribution / active EE | $2,628 | $1,827+43.8% | $2,975-11.7% | $2,671-1.6% |
| Participant deferral / active EE | $6,429 | $2,850+125.6% | $4,567+40.8% | $4,126+55.8% |
| Admin fee / account holder | $7,775 | $4,094+89.9% | $6,424+21.0% | $5,650+37.6% |