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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,016 | $59,839+83.9% | $81,991+34.2% | $79,852+37.8% |
| Participation rate | 60.6% | 61.6%-1.0pp | 69.3%-8.6pp | 69.6%-9.0pp |
| Annual return | 15.20% | 17.56%-2.4pp | 41.31%-26.1pp | 31.72%-16.5pp |
| Employer contribution / active EE | $754 | $1,713-56.0% | $2,498-69.8% | $2,471-69.5% |
| Participant deferral / active EE | $2,414 | $2,695-10.4% | $3,722-35.2% | $3,740-35.5% |
| Admin fee / account holder | $4,013 | $4,287-6.4% | $5,665-29.2% | $5,306-24.4% |