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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,883 | $111,814+22.4% | $103,378+32.4% | $145,978-6.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.72% | 24.80%-11.1pp | 24.91%-11.2pp | 550.52%-536.8pp |
| Employer contribution / active EE | $2,023 | $4,215-52.0% | $3,870-47.7% | $4,662-56.6% |
| Participant deferral / active EE | $1,446 | $5,618-74.3% | $5,058-71.4% | $6,690-78.4% |
| Admin fee / account holder | $9,016 | $9,764-7.7% | $8,401+7.3% | $13,400-32.7% |