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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,824 | $115,810+21.6% | $101,271+39.1% | $158,966-11.4% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 6.31% | 56.15%-49.8pp | 46.48%-40.2pp | 302.95%-296.6pp |
| Employer contribution / active EE | $1,195 | $4,175-71.4% | $3,660-67.4% | $4,762-74.9% |
| Participant deferral / active EE | $343 | $4,958-93.1% | $4,371-92.1% | $5,983-94.3% |
| Admin fee / account holder | $859 | $7,248-88.2% | $5,948-85.6% | $11,250-92.4% |