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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,832 | $87,542+16.3% | $75,782+34.4% | $125,393-18.8% |
| Participation rate | 77.8% | 80.2%-2.4pp | 75.8%+2.0pp | 83.2%-5.4pp |
| Annual return | -1.89% | 13.48%-15.4pp | 9.68%-11.6pp | 282.23%-284.1pp |
| Employer contribution / active EE | $1,446 | $3,930-63.2% | $3,323-56.5% | $4,866-70.3% |
| Participant deferral / active EE | $407 | $4,229-90.4% | $3,652-88.9% | $5,351-92.4% |
| Admin fee / account holder | $915 | $6,502-85.9% | $5,300-82.7% | $9,541-90.4% |