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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,366 | $67,602+76.6% | $82,312+45.0% | $70,126+70.2% |
| Participation rate | 41.4% | 72.8%-31.4pp | 76.9%-35.5pp | 69.5%-28.2pp |
| Annual return | 20.40% | 21.57%-1.2pp | 25.88%-5.5pp | 73.15%-52.7pp |
| Employer contribution / active EE | $482 | $1,755-72.5% | $2,428-80.2% | $2,343-79.4% |
| Participant deferral / active EE | $2,803 | $2,987-6.2% | $3,706-24.4% | $3,332-15.9% |
| Admin fee / account holder | $0 | $4,512-100.0% | $5,608-100.0% | $4,645-100.0% |