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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,865 | $60,349+55.5% | $74,184+26.5% | $62,881+49.3% |
| Participation rate | 48.3% | 72.7%-24.5pp | 76.6%-28.3pp | 69.3%-21.0pp |
| Annual return | 6.95% | 21.38%-14.4pp | 17.74%-10.8pp | 20.14%-13.2pp |
| Employer contribution / active EE | $421 | $1,680-75.0% | $2,370-82.2% | $2,281-81.6% |
| Participant deferral / active EE | $2,411 | $2,856-15.6% | $3,550-32.1% | $3,203-24.7% |
| Admin fee / account holder | $0 | $4,261-100.0% | $5,586-100.0% | $4,296-100.0% |