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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,262 | $78,423+120.9% | $95,964+80.5% | $79,856+117.0% |
| Participation rate | 50.0% | 73.5%-23.5pp | 77.1%-27.1pp | 69.6%-19.6pp |
| Annual return | 22.21% | 19.37%+2.8pp | 91.64%-69.4pp | 31.71%-9.5pp |
| Employer contribution / active EE | $516 | $1,945-73.5% | $2,541-79.7% | $2,471-79.1% |
| Participant deferral / active EE | $3,429 | $3,440-0.3% | $4,167-17.7% | $3,741-8.3% |
| Admin fee / account holder | $157 | $5,622-97.2% | $6,797-97.7% | $5,306-97.0% |