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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,649 | $254,759-52.6% | $216,567-44.3% | $198,609-39.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 11.43% | 10.04%+1.4pp | 12.94%-1.5pp | 202.70%-191.3pp |
| Employer contribution / active EE | $3,209 | $6,096-47.4% | $5,216-38.5% | $5,055-36.5% |
| Participant deferral / active EE | $2,013 | $6,948-71.0% | $6,191-67.5% | $6,977-71.1% |
| Admin fee / account holder | $2,823 | $26,311-89.3% | $21,981-87.2% | $19,030-85.2% |