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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,147 | $81,446+209.6% | $103,374+143.9% | $80,874+211.8% |
| Participation rate | 98.0% | 66.9%+31.1pp | 74.5%+23.5pp | 67.6%+30.4pp |
| Annual return | 12.92% | 25.57%-12.6pp | 24.89%-12.0pp | 35.62%-22.7pp |
| Employer contribution / active EE | $10,926 | $3,107+251.6% | $3,869+182.4% | $2,756+296.5% |
| Participant deferral / active EE | $2,083 | $3,870-46.2% | $5,058-58.8% | $4,297-51.5% |
| Admin fee / account holder | $18,187 | $6,715+170.8% | $8,394+116.7% | $6,935+162.2% |