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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,111 | $57,352+173.9% | $83,831+87.4% | $64,173+144.8% |
| Participation rate | 94.9% | 68.6%+26.3pp | 76.1%+18.8pp | 69.6%+25.3pp |
| Annual return | -4.66% | 11.38%-16.0pp | 850.99%-855.6pp | 7.63%-12.3pp |
| Employer contribution / active EE | $8,854 | $2,546+247.8% | $3,631+143.8% | $2,381+271.9% |
| Participant deferral / active EE | $923 | $2,993-69.1% | $4,082-77.4% | $3,470-73.4% |
| Admin fee / account holder | $4,757 | $4,046+17.6% | $5,479-13.2% | $4,887-2.7% |