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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,331 | $96,731+231.2% | $123,973+158.4% | $86,983+268.3% |
| Participation rate | 95.5% | 70.0%+25.4pp | 76.7%+18.8pp | 69.5%+25.9pp |
| Annual return | 14.15% | 17.33%-3.2pp | 388.13%-374.0pp | 25.83%-11.7pp |
| Employer contribution / active EE | $13,942 | $3,297+322.9% | $4,126+237.9% | $2,584+439.5% |
| Participant deferral / active EE | $2,414 | $4,152-41.9% | $5,247-54.0% | $4,194-42.4% |
| Admin fee / account holder | $8,447 | $8,722-3.2% | $11,799-28.4% | $7,856+7.5% |