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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6+ years Filed as: MORGAN STANLEY SMITH BARNEY HOLDING Service code 27 1 NEW YORK PLZ 12TH FL ANNUITY AND · NEW YORK, NY 10004 | Advisory (Plan) | $74,616 |
Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $53,245 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,938 | $104,336+3.5% | $159,487-32.3% | $86,821+24.3% |
| Participation rate | 94.3% | 77.7%+16.6pp | 82.8%+11.5pp | 72.3%+22.0pp |
| Annual return | 28.89% | 26.32%+2.6pp | 263.71%-234.8pp | 97.94%-69.0pp |
| Employer contribution / active EE | $2,149 | $3,451-37.7% | $4,831-55.5% | $2,406-10.7% |
| Participant deferral / active EE | $8,935 | $6,837+30.7% | $7,354+21.5% | $4,132+116.2% |
| Admin fee / account holder | $329 | $172+91.0% | $10,804-97.0% | $170+94.0% |