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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY SMITH BARNEY HOLDING Service code 27 1 NEW YORK PLZ 12TH FL ANNUITY AND · NEW YORK, NY 10004 | Advisory (Plan) | $65,948 |
Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $37,215 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,322 | $88,122+0.2% | $141,197-37.4% | $67,582+30.7% |
| Participation rate | 90.7% | 76.5%+14.2pp | 82.5%+8.2pp | 71.3%+19.4pp |
| Annual return | 2.76% | 75.40%-72.6pp | 71.41%-68.6pp | 378.57%-375.8pp |
| Employer contribution / active EE | $1,945 | $3,224-39.7% | $4,736-58.9% | $2,148-9.4% |
| Participant deferral / active EE | $7,544 | $5,958+26.6% | $6,710+12.4% | $3,539+113.1% |
| Admin fee / account holder | $303 | $131+131.1% | $10,265-97.1% | $142+112.6% |