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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,415 | $76,551+344.7% | $123,894+174.8% | $62,881+441.4% |
| Participation rate | 94.6% | 73.0%+21.7pp | 81.4%+13.2pp | 69.3%+25.3pp |
| Annual return | 7.62% | 18.68%-11.1pp | 47.52%-39.9pp | 20.14%-12.5pp |
| Employer contribution / active EE | $4,151 | $2,882+44.0% | $4,617-10.1% | $2,281+82.0% |
| Participant deferral / active EE | $7,938 | $4,840+64.0% | $5,984+32.7% | $3,203+147.8% |
| Admin fee / account holder | $5,543 | $4,826+14.9% | $8,357-33.7% | $4,296+29.0% |