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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,463 | $85,766+398.4% | $136,298+213.6% | $70,126+509.6% |
| Participation rate | 93.3% | 74.2%+19.2pp | 81.9%+11.4pp | 69.5%+23.8pp |
| Annual return | 20.58% | 31.46%-10.9pp | 5156.27%-5135.7pp | 73.15%-52.6pp |
| Employer contribution / active EE | $4,574 | $2,966+54.2% | $4,696-2.6% | $2,343+95.3% |
| Participant deferral / active EE | $10,013 | $5,051+98.2% | $6,247+60.3% | $3,332+200.5% |
| Admin fee / account holder | $10,367 | $5,421+91.2% | $9,244+12.1% | $4,645+123.2% |