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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,151 | $77,817+412.9% | $123,553+223.1% | $64,173+522.0% |
| Participation rate | 92.9% | 74.7%+18.1pp | 82.3%+10.6pp | 69.6%+23.3pp |
| Annual return | -3.71% | 12.49%-16.2pp | 119.21%-122.9pp | 7.63%-11.3pp |
| Employer contribution / active EE | $4,408 | $3,014+46.3% | $4,628-4.8% | $2,381+85.1% |
| Participant deferral / active EE | $11,855 | $5,240+126.2% | $6,426+84.5% | $3,470+241.7% |
| Admin fee / account holder | $18,331 | $5,519+232.1% | $9,284+97.4% | $4,887+275.1% |