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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,061 | $108,825+67.3% | $156,181+16.6% | $82,448+120.8% |
| Participation rate | 52.3% | 72.4%-20.1pp | 78.8%-26.6pp | 68.1%-15.8pp |
| Annual return | 15.06% | 20.59%-5.5pp | 64.87%-49.8pp | 41.64%-26.6pp |
| Employer contribution / active EE | $1,824 | $2,870-36.4% | $4,294-57.5% | $2,551-28.5% |
| Participant deferral / active EE | $5,078 | $4,577+10.9% | $6,132-17.2% | $4,139+22.7% |
| Admin fee / account holder | $546 | $9,341-94.2% | $14,586-96.3% | $7,234-92.5% |