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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $193 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,258 | $60,788+2.4% | $85,709-27.4% | $79,391-21.6% |
| Participation rate | 21.8% | 62.1%-40.3pp | 69.9%-48.1pp | 70.7%-48.9pp |
| Annual return | 10.85% | 16.57%-5.7pp | 21.49%-10.6pp | 116.88%-106.0pp |
| Employer contribution / active EE | $0 | $1,664-100.0% | $2,619-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $1,621 | $2,920-44.5% | $3,924-58.7% | $4,046-59.9% |
| Admin fee / account holder | $11 | $439-97.4% | $6,876-99.8% | $627-98.2% |