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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $241 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,244 | $55,636-9.7% | $81,982-38.7% | $73,497-31.6% |
| Participation rate | 20.6% | 62.3%-41.7pp | 69.3%-48.6pp | 70.7%-50.1pp |
| Annual return | 11.19% | 19.07%-7.9pp | 41.31%-30.1pp | 28.51%-17.3pp |
| Employer contribution / active EE | $0 | $1,625-100.0% | $2,498-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $1,338 | $2,762-51.6% | $3,722-64.1% | $3,740-64.2% |
| Admin fee / account holder | $18 | $493-96.3% | $5,665-99.7% | $513-96.5% |