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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,587 | $47,922+16.0% | $75,900-26.8% | $65,186-14.7% |
| Participation rate | 17.2% | 63.0%-45.8pp | 69.3%-52.1pp | 70.2%-53.0pp |
| Annual return | 38.24% | 24.12%+14.1pp | 30.73%+7.5pp | 29.39%+8.9pp |
| Employer contribution / active EE | $0 | $1,557-100.0% | $2,501-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,264 | $2,550-50.4% | $3,604-64.9% | $3,514-64.0% |
| Admin fee / account holder | $171 | $532-67.7% | $5,421-96.8% | $847-79.8% |