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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $4,188 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,340 | $62,928-66.1% | $172,752-87.6% | $67,579-68.4% |
| Participation rate | 61.5% | 64.5%-3.0pp | 82.6%-21.2pp | 71.3%-9.8pp |
| Annual return | 21.33% | 30.36%-9.0pp | 802.97%-781.6pp | 378.56%-357.2pp |
| Employer contribution / active EE | $489 | $1,636-70.1% | $5,144-90.5% | $2,148-77.2% |
| Participant deferral / active EE | $1,092 | $2,145-49.1% | $5,198-79.0% | $3,539-69.1% |
| Admin fee / account holder | $5 | $167-97.2% | $13,955-100.0% | $142-96.7% |