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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $44,656 |
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $26,299 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,755 | $37,213-55.0% | $156,551-89.3% | $63,975-73.8% |
| Participation rate | 52.9% | 65.0%-12.1pp | 84.0%-31.1pp | 71.1%-18.2pp |
| Annual return | 7.19% | 47.89%-40.7pp | 32.23%-25.0pp | 48.65%-41.5pp |
| Employer contribution / active EE | $433 | $1,357-68.1% | $5,501-92.1% | $2,182-80.1% |
| Participant deferral / active EE | $704 | $2,070-66.0% | $4,871-85.6% | $3,356-79.0% |
| Admin fee / account holder | $52 | $56-8.3% | $13,028-99.6% | $70-26.7% |