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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,330 | $108,285+37.0% | $77,552+91.3% | $158,982-6.7% |
| Participation rate | 57.1% | 64.4%-7.3pp | 54.2%+3.0pp | 82.0%-24.8pp |
| Annual return | 20.77% | 31.69%-10.9pp | 54.82%-34.0pp | 302.99%-282.2pp |
| Employer contribution / active EE | $409 | $1,325-69.1% | $987-58.5% | $4,763-91.4% |
| Participant deferral / active EE | $1,593 | $2,455-35.1% | $1,861-14.4% | $5,983-73.4% |
| Admin fee / account holder | $203 | $3,709-94.5% | $2,859-92.9% | $11,252-98.2% |