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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,514 | $84,551+74.5% | $61,452+140.0% | $134,532+9.6% |
| Participation rate | 66.7% | 62.2%+4.5pp | 52.6%+14.1pp | 81.2%-14.6pp |
| Annual return | -19.86% | 585.39%-605.2pp | 338.96%-358.8pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,109 | $1,545-28.2% | $1,160-4.3% | $4,741-76.6% |
| Participant deferral / active EE | $4,331 | $2,818+53.7% | $2,125+103.9% | $6,401-32.3% |
| Admin fee / account holder | $312 | $2,587-87.9% | $2,131-85.3% | $11,429-97.3% |