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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,890 | $104,116-5.0% | $71,089+39.1% | $135,380-27.0% |
| Participation rate | 57.1% | 65.7%-8.5pp | 54.6%+2.5pp | 82.6%-25.5pp |
| Annual return | -4.37% | 1256.51%-1260.9pp | 650.65%-655.0pp | 519.81%-524.2pp |
| Employer contribution / active EE | $1,089 | $1,485-26.7% | $1,088+0.1% | $4,779-77.2% |
| Participant deferral / active EE | $2,776 | $2,524+10.0% | $1,873+48.2% | $5,609-50.5% |
| Admin fee / account holder | $1,089 | $4,142-73.7% | $3,082-64.7% | $10,828-89.9% |