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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,154 | $45,438+74.2% | $80,004-1.1% | $59,633+32.7% |
| Participation rate | 100.0% | 63.7%+36.3pp | 73.0%+27.0pp | 68.7%+31.3pp |
| Annual return | -3.80% | 5.10%-8.9pp | 7.63%-11.4pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $3,684 | $1,236+198.1% | $2,473+49.0% | $2,203+67.2% |
| Participant deferral / active EE | $2,681 | $2,231+20.2% | $3,204-16.3% | $3,192-16.0% |
| Admin fee / account holder | $2,266 | $3,464-34.6% | $5,033-55.0% | $4,297-47.3% |