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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,890 | $63,861+95.6% | $104,639+19.4% | $79,856+56.4% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 9.88% | 21.30%-11.4pp | 340.67%-330.8pp | 31.71%-21.8pp |
| Employer contribution / active EE | $5,861 | $1,588+269.0% | $2,682+118.6% | $2,471+137.2% |
| Participant deferral / active EE | $2,174 | $2,693-19.3% | $3,738-41.8% | $3,741-41.9% |
| Admin fee / account holder | $792 | $4,185-81.1% | $6,465-87.7% | $5,306-85.1% |