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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,436 | $110,039+54.0% | $97,260+74.2% | $145,884+16.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 6.31% | 244.44%-238.1pp | 75.54%-69.2pp | 551.85%-545.5pp |
| Employer contribution / active EE | $7,047 | $3,074+129.2% | $2,721+159.0% | $4,662+51.2% |
| Participant deferral / active EE | $3,481 | $4,674-25.5% | $4,262-18.3% | $6,690-48.0% |
| Admin fee / account holder | $861 | $6,204-86.1% | $5,640-84.7% | $13,392-93.6% |