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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,637 | $198,457-62.9% | $170,435-56.8% | $147,586-50.1% |
| Participation rate | 95.5% | 88.0%+7.5pp | 83.6%+11.9pp | 82.8%+12.6pp |
| Annual return | 17.64% | 257.30%-239.7pp | 205.94%-188.3pp | 578.59%-561.0pp |
| Employer contribution / active EE | $2,064 | $6,183-66.6% | $5,432-62.0% | $4,876-57.7% |
| Participant deferral / active EE | $7,927 | $5,629+40.8% | $4,939+60.5% | $5,439+45.8% |
| Admin fee / account holder | $13,960 | $16,852-17.2% | $13,881+0.6% | $10,886+28.2% |