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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,923 | $209,422-44.2% | $178,503-34.5% | $158,982-26.5% |
| Participation rate | 95.0% | 86.4%+8.6pp | 81.9%+13.1pp | 82.0%+13.0pp |
| Annual return | 14.79% | 188.81%-174.0pp | 151.12%-136.3pp | 302.99%-288.2pp |
| Employer contribution / active EE | $6,017 | $5,707+5.4% | $5,011+20.1% | $4,763+26.3% |
| Participant deferral / active EE | $8,950 | $5,955+50.3% | $5,202+72.0% | $5,983+49.6% |
| Admin fee / account holder | $17,348 | $17,079+1.6% | $13,987+24.0% | $11,252+54.2% |