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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,717 | $181,062-31.1% | $158,223-21.2% | $155,188-19.6% |
| Participation rate | 82.6% | 82.7%0pp | 79.2%+3.4pp | 80.8%+1.8pp |
| Annual return | 14.54% | 57.39%-42.8pp | 52.09%-37.5pp | 148.84%-134.3pp |
| Employer contribution / active EE | $2,292 | $4,565-49.8% | $4,109-44.2% | $4,248-46.0% |
| Participant deferral / active EE | $5,614 | $6,134-8.5% | $5,467+2.7% | $6,531-14.0% |
| Admin fee / account holder | $43,364 | $18,825+130.4% | $16,047+170.2% | $14,480+199.5% |