Filed December 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,577 | $109,863+184.5% | $98,477+217.4% | $167,518+86.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 14.25% | 1958.09%-1943.8pp | 1493.59%-1479.3pp | 478.71%-464.5pp |
| Employer contribution / active EE | $13,307 | $3,225+312.6% | $2,961+349.5% | $4,838+175.0% |
| Participant deferral / active EE | $10,155 | $4,673+117.3% | $4,276+137.5% | $6,342+60.1% |
| Admin fee / account holder | $10,674 | $6,755+58.0% | $5,951+79.4% | $12,312-13.3% |