Filed December 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,337 | $96,678+232.4% | $86,640+270.9% | $139,466+130.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.51% | 106.69%-91.2pp | 592.52%-577.0pp | 373.66%-358.1pp |
| Employer contribution / active EE | $13,220 | $3,265+304.9% | $3,024+337.1% | $4,754+178.1% |
| Participant deferral / active EE | $9,407 | $4,837+94.5% | $4,438+112.0% | $6,712+40.2% |
| Admin fee / account holder | $63,172 | $6,410+885.5% | $5,616+1024.9% | $11,409+453.7% |