Filed December 11, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,446 | $54,763+194.8% | $90,324+78.7% | $72,976+121.2% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 20.42% | 30.63%-10.2pp | 78.15%-57.7pp | 81.02%-60.6pp |
| Employer contribution / active EE | $10,571 | $2,093+405.0% | $2,856+270.1% | $2,440+333.2% |
| Participant deferral / active EE | $6,848 | $2,887+137.2% | $3,885+76.3% | $3,608+89.8% |
| Admin fee / account holder | $1,087 | $3,973-72.6% | $5,356-79.7% | $5,124-78.8% |