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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,622 | $69,977+42.4% | $108,582-8.3% | $62,881+58.4% |
| Participation rate | 76.9% | 72.9%+4.0pp | 79.6%-2.6pp | 69.3%+7.6pp |
| Annual return | 10.04% | 10.73%-0.7pp | -51.70%+61.7pp | 20.14%-10.1pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,743 | $3,165+49.9% | $4,311+10.0% | $3,203+48.1% |
| Admin fee / account holder | $1,007 | $5,076-80.2% | $7,645-86.8% | $4,296-76.6% |