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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,205 | $91,559+48.8% | $133,978+1.7% | $79,856+70.6% |
| Participation rate | 69.4% | 73.3%-4.0pp | 79.8%-10.5pp | 69.6%-0.3pp |
| Annual return | 10.33% | 61.85%-51.5pp | 45.10%-34.8pp | 31.71%-21.4pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,291 | $3,734+41.7% | $5,047+4.8% | $3,741+41.4% |
| Admin fee / account holder | $703 | $6,321-88.9% | $8,930-92.1% | $5,306-86.7% |