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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,395 | $83,485+58.6% | $125,195+5.8% | $72,976+81.4% |
| Participation rate | 61.2% | 73.3%-12.1pp | 79.8%-18.6pp | 69.5%-8.3pp |
| Annual return | 24.81% | 25.77%-1.0pp | 43.79%-19.0pp | 81.02%-56.2pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,239 | $3,586-9.7% | $4,937-34.4% | $3,608-10.2% |
| Admin fee / account holder | $5,129 | $5,518-7.1% | $9,704-47.1% | $5,124+0.1% |