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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,993 | $125,190+23.8% | $105,624+46.7% | $145,897+6.2% |
| Participation rate | 85.7% | 77.6%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 13.45% | 225.22%-211.8pp | 116.20%-102.8pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,242 | $3,720-12.8% | $3,168+2.4% | $4,663-30.5% |
| Participant deferral / active EE | $5,758 | $5,716+0.7% | $5,013+14.9% | $6,689-13.9% |
| Admin fee / account holder | $3,770 | $17,138-78.0% | $10,961-65.6% | $13,390-71.8% |