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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,040 | $139,948+35.1% | $121,663+55.4% | $154,746+22.2% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.5%+0.5pp | 80.7%-5.7pp |
| Annual return | 17.64% | 230.52%-212.9pp | 147.54%-129.9pp | 172.34%-154.7pp |
| Employer contribution / active EE | $2,430 | $3,521-31.0% | $3,020-19.5% | $4,379-44.5% |
| Participant deferral / active EE | $4,656 | $5,629-17.3% | $4,887-4.7% | $6,730-30.8% |
| Admin fee / account holder | $1,390 | $17,321-92.0% | $14,289-90.3% | $14,365-90.3% |