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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,040 | $132,634+42.5% | $115,768+63.3% | $137,256+37.7% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.4%+0.6pp | 80.0%-5.0pp |
| Annual return | 17.64% | 160.70%-143.1pp | 100.46%-82.8pp | 220.34%-202.7pp |
| Employer contribution / active EE | $2,430 | $3,360-27.7% | $2,940-17.4% | $4,156-41.5% |
| Participant deferral / active EE | $4,656 | $5,619-17.1% | $4,917-5.3% | $6,407-27.3% |
| Admin fee / account holder | $1,390 | $15,028-90.8% | $12,439-88.8% | $12,270-88.7% |