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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,088 | $118,708-31.7% | $98,920-18.0% | $158,966-49.0% |
| Participation rate | 85.7% | 77.8%+7.9pp | 76.0%+9.7pp | 82.0%+3.8pp |
| Annual return | 18.14% | 372.49%-354.3pp | 196.47%-178.3pp | 302.95%-284.8pp |
| Employer contribution / active EE | $2,528 | $3,334-24.2% | $2,689-6.0% | $4,762-46.9% |
| Participant deferral / active EE | $5,091 | $5,0890% | $4,245+19.9% | $5,983-14.9% |
| Admin fee / account holder | $2,673 | $10,134-73.6% | $6,643-59.8% | $11,250-76.2% |