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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,693 | $127,387-31.2% | $115,038-23.8% | $125,389-30.1% |
| Participation rate | 93.8% | 84.2%+9.6pp | 81.4%+12.4pp | 83.2%+10.6pp |
| Annual return | -2.73% | 31.28%-34.0pp | 26.14%-28.9pp | 282.24%-285.0pp |
| Employer contribution / active EE | $1,486 | $5,166-71.2% | $4,608-67.8% | $4,866-69.5% |
| Participant deferral / active EE | $1,797 | $6,423-72.0% | $6,026-70.2% | $5,352-66.4% |
| Admin fee / account holder | $6,933 | $9,516-27.1% | $8,175-15.2% | $9,541-27.3% |