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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,388 | $165,399-55.6% | $149,745-51.0% | $158,982-53.8% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 7.71% | 348.34%-340.6pp | 276.72%-269.0pp | 302.99%-295.3pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,415 | $7,183-38.5% | $6,843-35.5% | $5,983-26.2% |
| Admin fee / account holder | $18,912 | $10,811+74.9% | $9,312+103.1% | $11,252+68.1% |