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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,343 | $160,028-64.8% | $147,080-61.7% | $145,884-61.4% |
| Participation rate | 95.7% | 84.0%+11.6pp | 82.2%+13.5pp | 80.3%+15.3pp |
| Annual return | 11.43% | 98.60%-87.2pp | 420.17%-408.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,734 | $5,286-67.2% | $4,933-64.9% | $4,662-62.8% |
| Participant deferral / active EE | $1,684 | $8,422-80.0% | $8,066-79.1% | $6,690-74.8% |
| Admin fee / account holder | $1,570 | $15,030-89.6% | $12,989-87.9% | $13,392-88.3% |