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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,739 | $70,475+71.3% | $100,530+20.1% | $79,858+51.2% |
| Participation rate | 81.6% | 73.7%+8.0pp | 79.4%+2.2pp | 69.6%+12.0pp |
| Annual return | -2.96% | 21.90%-24.9pp | 30.89%-33.9pp | 31.72%-34.7pp |
| Employer contribution / active EE | $394 | $2,165-81.8% | $3,418-88.5% | $2,471-84.1% |
| Participant deferral / active EE | $4,819 | $5,181-7.0% | $6,271-23.2% | $3,740+28.8% |
| Admin fee / account holder | $2,977 | $4,478-33.5% | $8,083-63.2% | $5,306-43.9% |