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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,598 | $64,359+53.2% | $90,161+9.4% | $70,126+40.6% |
| Participation rate | 90.7% | 70.4%+20.3pp | 76.9%+13.8pp | 69.5%+21.2pp |
| Annual return | 13.01% | 28.13%-15.1pp | 34.89%-21.9pp | 73.15%-60.1pp |
| Employer contribution / active EE | $509 | $2,046-75.1% | $3,318-84.7% | $2,343-78.3% |
| Participant deferral / active EE | $4,178 | $4,389-4.8% | $5,287-21.0% | $3,332+25.4% |
| Admin fee / account holder | $3,523 | $3,945-10.7% | $5,943-40.7% | $4,645-24.2% |