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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,203 | $56,277+63.8% | $80,976+13.9% | $62,891+46.6% |
| Participation rate | 88.1% | 69.0%+19.1pp | 75.8%+12.3pp | 69.3%+18.8pp |
| Annual return | -1.55% | 22.12%-23.7pp | 17.10%-18.7pp | 20.14%-21.7pp |
| Employer contribution / active EE | $518 | $1,943-73.3% | $3,714-86.1% | $2,281-77.3% |
| Participant deferral / active EE | $4,081 | $4,195-2.7% | $5,696-28.4% | $3,203+27.4% |
| Admin fee / account holder | $2,826 | $3,741-24.5% | $5,516-48.8% | $4,296-34.2% |